This disclaimer (“Disclaimer”) sets forth the general guidelines, disclosures, and terms of your use of the sjocconstruction.com website (“Website” or “Service”) and any of its related products and services (collectively, “Services”). This Disclaimer is a legally binding agreement between you (“User,” “you,” or “your”) and SJOC Construction Inc. (doing business as “SJOC Inc.”, “we,” “us,” or “our”). Suppose you enter into this agreement on behalf of a business or other legal entity. In that case, you represent that you have the authority to bind such entity to this agreement, in which case the terms “User,” “you,” or “you’re” shall refer to such entity. If you do not have such authority or disagree with the terms of this agreement, you must not accept this agreement and may not access and use the Website and Services. By accessing and using the Website and Services, you acknowledge that you have read, understood, and agree to be bound by the terms of this Disclaimer. You believe that this Disclaimer is a contract between you and SJOC Inc., even though it is electronic and is not physically signed by you, and it governs your use of the Website and Services.


Any views or opinions represented on the Website belong solely to the content creators. They do not stand for those of people, institutions, or organizations that SJOC Inc. or creators may or may not be associated with within a professional or personal ability unless explicitly said. Any views or opinions are not intended to malign any religion, ethnic group, club, organization, company, or individual.

Content and postings

You may print or copy any part of the Website and Services for personal, non-commercial use. Still, you may not copy any part of the Website and Services for any other purposes, and you may not modify any part of the Website and Services. Inclusion of any part of the Website and Services in another work, whether in printed or electronic or another form or inclusion of any part of the Website and Services on another resource by embedding, framing or otherwise without the express permission of SJOC Inc. is prohibited.

You may submit new content and comment on the existing content on the Website. By uploading or otherwise making available any information to SJOC Inc., you grant SJOC Inc. the unlimited, perpetual right to distribute, display, publish, reproduce, reuse, and copy the information contained therein. You may not impersonate any other person through the Website and Services. You may not post content that is defamatory, fraudulent, obscene, threatening, invasive of another person’s privacy rights, or otherwise unlawful. You may not post content that infringes on the intellectual property rights of any other person or entity. You may not post any content that includes any computer virus or other code designed to disrupt, damage, or limit the functioning of any computer software or hardware. By giving or posting content on the Website, you grant SJOC Inc. the right to edit and, if necessary, remove any content at any time and for any reason.

Compensation and sponsorship

The Website and Services may hold forms of advertising. Advertising space will always be identified as such. Some of the links on the Website may be affiliate links. If you click on the link and buy an item, SJOC Inc. will receive an affiliate commission.

Not financial advice

The information on the Website is supplied for your convenience only and is not intended to be treated as financial, investment, tax, or other advice. Nothing contained on the Website constitutes a solicitation, recommendation, endorsement, or offer by SJOC Inc., its agents, employees, contractors, and affiliated companies to buy or sell any securities or other financial instruments.

All content on this site is information of a general nature and does not address the circumstances of any individual or entity. Nothing on the Website constitutes professional and financial advice, nor does any information on the Website includes a comprehensive or complete statement of the matters discussed or the law relating to it. You alone assume the sole responsibility of evaluating the merits and risks associated with using any information or other content on the Website before making any decisions based on such information. You agree not to hold SJOC Inc., its agents, employees, contractors, and any affiliated companies liable for any possible claim for damages arising from any decision you make based on the information available to you through the Website.

Not investment advice

All investments are highly speculative and involve a substantial risk of loss. We encourage everyone to invest very carefully. We also encourage investors to get personal advice from their professional investment advisor and make independent investigations before acting on the website’s information. We do not whatsoever warrant or guarantee the success of any action you take in reliance on statements or information available on the Website.

Past performance is not necessarily indicative of future results. All investments carry significant risk, and all investment decisions of an individual remain the specific responsibility of that individual. There is no guarantee that systems, indicators, or signals will result in profits or that they will not result in full or partial losses. All investors are advised to fully understand all risks associated with any investing they choose to do.

Reviews and testimonials

Testimonials are received in various forms through a variety of submission methods. The testimonials are not necessarily representative of all who will use the Website and Services. SJOC Inc. is not responsible for the opinions or comments available on the Website and does not necessarily share them. All views expressed are strictly the views of the reviewers.

The testimonials displayed are given verbatim except for grammatical or typing error corrections. Some testimonials may have been edited for clarity or shortened in cases where the original testimonial included extraneous information irrelevant to the public. Testimonials may be reviewed for authenticity before they are available for public viewing.

Indemnification and warranties

While we have made every attempt to ensure that the information on the Website is correct, SJOC Inc. is not responsible for any errors or omissions or the results obtained from this information. All information on the Website is provided “as is,” with no guarantee of completeness, accuracy, timeliness, or the results obtained from this information, and without warranty of any kind, express or implied. In no event will SJOC Inc., or its partners, employees, or agents, be liable to you or anyone else for any decision made or action taken in reliance on the information on the Website or for any consequential, special, or similar damages, even if advised of the possibility of such damages.

Furthermore, as with any business, your results may vary based on your ability, experience, and level of desire. There are no guarantees concerning the level of success you may experience. There is no guarantee that you will make any income at all, and you accept the risk that the earnings and income statements differ by individual. Everyone’s success depends on their background, dedication, desire, and motivation. The use of the information available on the Website should be based on your due diligence, and you agree that SJOC Inc. is not liable for any success or failure of your business that is directly or indirectly related to the purchase and use of our information, products, and services reviewed or advertised on the Website. Information contained on the Website is subject to change and without warning.

Changes and amendments

We reserve the right to change this Disclaimer, or its terms related to the Website and Services at our discretion. We will revise the updated date at the bottom of this page when we do. We may also notify you in other ways at our discretion, such as through the contact information you have provided.

An updated version of this Disclaimer will be effective at once upon posting the revised Disclaimer unless otherwise specified. Your continued use of the Website and Services after the effective date of the revised Disclaimer (or such other act specified at that time) will constitute your consent to those changes.

Acceptance of this disclaimer

You acknowledge that you have read this Disclaimer and agree to all its terms and conditions. By accessing and using the Website and Services, you agree to be bound by this Disclaimer. If you do not agree to abide by the terms of this Disclaimer, you are not authorized to access or use the Website and Services.

Contacting us

If you have any questions, concerns, or complaints regarding this Disclaimer, we encourage you to contact us using the details below:

202-95 Danforth Avenue, Toronto, Ontario, M4K 1N2, Canada

This document was last updated on April 22, 2022